Individual Investor Terms & Conditions

You must read this before proceeding, as it explains both the legal and regulatory restrictions which apply to the information contained and investment products referred to within this website.

This website and the information it contains is not directed at residents of any country where it is prohibited by law or regulations from making the information available. It is not intended for access or any use that would be contrary to local law or regulation. Products or services mentioned on this site are subject to legal and regulatory requirements in applicable jurisdictions and may not be available in all jurisdictions. Accordingly persons are required to inform themselves of and observe any such restrictions. Nothing in this website should be construed as investment, tax, legal or other advice.

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None of the information, whether in part or full, should be copied, reproduced or redistributed in any form. It should not be regarded as an offer or a solicitation of an offer for investment in countries where it is not permitted. No shares or units in these products or funds may be offered or sold to residents of the United States of America or in any other country, state or jurisdiction where it would be unlawful to offer, solicit an offer for or sell such shares or units.

The prices of shares and units and income there from can go down as well as up, and you may not get back the full amount invested. Past performance is no guarantee of future performance.

Subscriptions for shares or units in any Franklin Templeton Investments product or fund can be made only on the basis of the current brochure and prospectus (or other offering document) for that product or fund which more fully describes the investment risks.

The Units to which the prospectus relates may be illiquid and / or subject to restrictions on their resale. Prospective purchasers should conduct their own due diligence on the Units.

If you do not understand the contents of this document, you should consult an authorised financial adviser.

The information on this website is issued and approved by Franklin Templeton Investments and does not, in any way, constitute investment advice.

Issued by Franklin Templeton International Services, S.à r.l. - Supervised by the Commission de Surveillance du Secteur Financier – 8A, rue Albert Borschette, L-1246 Luxembourg - Tel: +352-46 66 67-1 - Fax: +352-46 66 76.

This Important Information (i) may be modified or supplemented by FTI at any time upon reasonable notice to You; (ii) shall be binding upon and inure to the benefit of the successors and assigns of FTI and You.